How to redeem ICICI credit card reward points for gifts, travel, and more

More than just simple modes of settling your payments, credit cards usually offer benefits to encourage your spending habits. With ICICI credit cards, you can gather reward points for the purpose of getting exclusive offers, cashbacks, and even an exciting shopping or trip experience. The following is a step-by-step guide on how to avail maximum discount from ICICI credit card points and how to redeem it.

How can you earn reward points?

• Welcome bonus: Some of the ICICI credit cards are offering a good amount of bonus points as a welcome bonus. Those points get added as soon as the card gets activated, which can go in thousands based on the type of card.
• Daily spend rewards: With every ₹100 you spend via your credit card, you will be getting the reward points. The amount of points will vary based on the type of card you are carrying.
• Accelerated points: You earn extra points on purchases at partner restaurants, retail stores, or other selected businesses.
• International transactions: For frequent travellers, many ICICI credit cards offer bonus points on purchases made abroad.

Types of ICICI credit card reward program’s

ICICI bank has a bunch of schemes that are meant to fulfil the various wants of its customers:

In conclusion, redeeming ICICI credit card points can add value to your purchases. However, overspending or missing payments can lead to debt, harm your credit score, and affect your security. It’s important to use credit responsibly to avoid financial risks.

(Note: Using a credit card carries its own set of risks.)